Every transaction automatically directed to the optimal bank in real time, without intervention, with maximum approval rates.
Every payment transaction is routed through a specific acquiring bank. But not every bank is equally suited to every type of transaction. The card type, country of the card issuer, transaction amount, currency — all of these affect whether a transaction will be approved or declined.
The AllSecure platform analyzes all of these parameters in real time and automatically directs each transaction to the bank that will process it most successfully. The result is a higher approval rate, lower processing costs, and more satisfied customers.
The merchant defines routing rules by card type, card scheme (Visa, Mastercard, Dina…), country of the card issuer, transaction amount, or risk assessment. AllSecure verifies the technical feasibility of those rules and automatically directs each transaction to the appropriate bank accordingly.
Banks are sometimes unavailable or decline certain transactions. Cascade rules solve this problem automatically. If one bank declines a transaction, the system automatically sends it to the next bank for authorization, without any intervention from the customer or merchant. The customer continues with the purchase, the transaction goes through.
Define your own routing rules by card type, customer country, transaction amount, or currency. The AllSecure platform gives you full control over how and where your transactions are processed, without re-integrating with every change.
With a single AllSecure integration, you gain access to a network of 150+ acquiring banks in the region and worldwide. You can change banks, add new processors, and optimize terms without any new technical integration. AllSecure negotiates with banks on your behalf and protects your interests.
Accept payments in multiple currencies with automatic conversion and settlement. The AllSecure platform supports all relevant currencies and automatically handles all aspects of multi-currency processing, without any extra effort on your part.
Track approval rates by bank, card type, and country — and change the rules based on real data.
The AllSecure transaction routing system makes decisions in real time based on the following parameters: card scheme (Visa, Mastercard, Dina…), the bank that issued the card, country of the card issuer, transaction amount, currency, transaction risk assessment, and custom rules defined by the merchant.
Cascade rules are configured through the AllSecure dashboard or API. You define the priority of banks and processors, the conditions under which a transaction is sent to the next processor, and timeout parameters. All changes take effect immediately, without re-integration.
All routing decisions are logged and available through AllSecure business reports. Track approval rates by bank, card type, and country, and optimize routing rules based on real data.
Transaction orchestration is especially valuable for:
Every percentage point increase in approval rate directly impacts revenue.
High volumes, where declined transactions mean lost revenue.
Different banks better serve different cards and currencies.
You can change banks, add new processors, and optimize terms without any new technical integration.
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